Liability Tips and More
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# Public Liability Current Affairs by Catherine W
Public liability insurance covers a business and professionals against damages awarded against them in the case of profession error or an act of negligence towards a third party. However, it appears that many businesses, especially those which are small, struggle to pay for public liability, such as charities like ‘Grow and Go’, who would have been shut down, if it wasn’t for a sports team who helped pay for their public liability insurance.
# Motorhome Insurance Top Tips by H Robinson
One of the most common mistakes people make when taking out insurance for their motorhome is insuring the motorhome under a standard car insurance policy. It may seem that the policy is very similar, but it could leave you without the correct cover. For example - a specialist motorhome insurance policy will cover your camping equipment as well as your vehicle.
# Holiday Home Insurance - How to Choose the Best Cover by David Ball
If you own a holiday home or second home either abroad or in the UK, choosing the right holiday home insurance cover can be a minefield. Here’s some advice to help you out.
# Chiropractic Fraud - Perception Vs Reality by Daniel J Osborne
Is health care fraud more prevalent in claims submitted by chiropractors than those submitted by members of other health care disciplines? When looking at the various news-sources, chiropractors are not found to make up either the lion-share of health care fraud charges or convictions reported. Unfortunately, instances of fraud & abuse are present in ALL health care disciplines - Chiropractic, Medicine, Physical Therapy, etc.
# 8 Must Knows About Recreational Boat Insurance by Matthew Pawlina
Recreational boats are owned by many and just as cars are covered by insurance recreational boats too need insurance that protects the boat and its owner from many unforeseen happenings; accidents, natural disasters, willful damage and more. Most insurance companies offer insurance policies for recreational boats. And these are mainly two kind’s boat policies and yacht policies.
# The 10 Most Common Mistakes Insurance Agents Make by Lloyd Lofton
Prospect response to insurance agents is designed to get as much information as possible and be in control of the situation. Prospects often mislead insurance agents about their intentions, how much they’ll spend, who makes decisions, etc.
# The Unique Characteristics of Title Insurance - An Overview by Kimberley Ward
Title insurance differs from traditional property casualty insurance in several key ways and these ways affect the calculations actuaries make. This article describes those differences.
# Your Insurance in Good Or Bad Faith by Paul W Ralph
As a general rule, in California an insurance company has a obligation to deal with its insured clients in a good faith manner. This means they must deal fairly when a claim is presented. In each and all insurance policies there is an implicit obligation of fair dealing and good faith.
# 8 Steps to Getting Your Rate Filings Approved - The First Time by Kimberley Ward
So you’re an actuary or other insurance professional who needs to get those rate changes filed with the State Departments of Insurance. And you are under time constraints, so you want it to get approved by the state right away with few or no objection questions.
# Better Business Efficiency With Insurance by Sarah Martin
Thanks to insurance, business partnerships are more attractive. This is because the heirs of a business may not want to continue if one partner dies. They would then ask for their share of the assets. Without insurance, the partners would have to try to come up with money, which could lead to difficulties for the business.
# Insurance Giant AIG “Restructuring,” What’s Happened and What’s Going to Happen? by Julian Floyd
This is article is a brief, detail-oriented article describing the present financial situation of the world’s largest insurer. This article attempts to help the AIG customer or potential customer better understand what’s in store for the company.
# Comparing Life & Health Insurance Quotes by Liza Mathers
None of us knows how much time we have left on this planet. The good news is that your chances of living longer have never been better. Most people nowadays are likely to live to around 75 to 80 years of age. The bad news? You can never forecast when you’re going to be hit by a bus or succumb to a mystery virus.
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